124 associations in 5 communities
HOA and condo fees at closing, association by association
The short answer
Of the 123 associations in our community guides with homes to sell, 36 charge a contribution or transfer fee of their own at closing on a resale and 69 charge none. For 18, the records we hold do not settle it. A home in a sub-association also owes whatever its master association charges, in each community’s first row, and a resale usually needs an estoppel from each.
Source: Bayit Title, https://bayittitle.com/communities/hoa-fees-at-closing
- charge a contribution or transfer fee of their own
- 36
- charge none of their own
- 69
- not settled by the records we hold
- 18
Boca West
Palm Beach County
The first row is the master association’s. A home in any other row usually owes the master as well, as that row’s estoppels column says.
| Association | Paid to it at closing | Approval of a sale | Leasing | Estoppels a resale needs |
|---|---|---|---|---|
| Boca WestMaster associationCharges its ownRecords through Oct 2026 | An Initial Capital Contribution of up to $25,000, as the Board sets, for closings from 1 October 2026; the master's minutes put it at $20,000 (OR 36464/632). The buyer must also join the Country Club, whose most recent Joining Fee is $150,000 | The master's recorded Certificate of Compliance, and the Country Club's approval of the buyer for membership. If the Club rejects the buyer, the master may supply another purchaser | No lease in the first 12 months of ownership, none shorter than four months, and the master may veto a tenant within 10 days (OR 31471/759) | Two association estoppels, the master's and the Village's, and the Club's account statement |
| AkoyaChapter 718 condominium associationNone of its ownRecords through Nov 2023 | None of its own: its two-month working capital payment applied only to the developer's first sale of each unit (OR 30483/1) | None from Akoya. The new owner sends the association a copy of the deed | Banned since 24 August 2023, unless the association grants a documented-hardship exception: 12 to 24 months, with approval (OR 34515/850) | Two: Akoya's and the master's, plus the Club's statement |
| Arbor LakeChapter 718 condominium associationNone of its ownRecords through Jan 2025 | No capital or working capital contribution. The buyer pays the application fee, $150 an applicant | Yes. The seller applies at least 30 days before the transfer; silence for 30 days after a complete application is approval (OR 35472/1158) | With approval, at least 4 months, once a calendar year, and no tenant for 12 months after any transfer | Two: Arbor Lake's and the master's, plus the Club's statement |
| BaywoodChapter 720 homeowners' associationCharges its ownRecords through Aug 2026 | A Working Capital Contribution of $10,000 or as the Board sets, except on family, estate-planning, divorce and lender transfers (OR 36743/601) | None for a sale. The 2025 restatement requires approval of leases only | No lease in the first 12 months of ownership; then once in 12 months, at least 3 months long, with approval | Two: Baywood's and the master's, plus the Club's statement |
| Bridgewood Mid-Rise IChapter 718 condominium associationNone of its ownRecords through Apr 2016 | None in the declaration | Every sale except to another unit owner, decided within 20 days by a recorded certificate (OR 2304/860) | Whole units only, each lease approved; no term or frequency limit of its own | Three: Mid-Rise I's, the Village of Bridgewood's and the master's, plus the Club's statement |
| Bridgewood Mid-Rise IIChapter 718 condominium associationNone of its ownRecords through Apr 2016 | None in the declaration | Every sale except to another unit owner, decided within 20 days by a recorded certificate (OR 2355/67) | Whole units only, each lease approved; no minimum term or cap of its own | Three: Mid-Rise II's, the Village of Bridgewood's and the master's, plus the Club's statement |
| Bridgewood Townhouse IChapter 718 condominium associationNone of its ownRecords through Apr 2016 | None in the declaration | Every sale except to another unit owner, decided within 20 days by a recorded certificate (OR 2304/920) | Whole units only, each lease approved | Three: Townhouse I's, the Village of Bridgewood's and the master's, plus the Club's statement |
| Bridgewood Townhouse IIChapter 718 condominium associationNone of its ownRecords through Apr 2016 | None in the declaration | Every sale except to another unit owner, decided within 20 days by a recorded certificate (OR 2355/126) | Whole units only, each lease approved; no term or frequency limit recorded | Three: Townhouse II's, the Village of Bridgewood's and the master's, plus the Club's statement |
| Bridgewood Townhouse IIIChapter 718 condominium associationNone of its ownRecords through Apr 2016 | None in the declaration | Every sale except to another unit owner, decided within 20 days by a recorded certificate (OR 2355/1) | Each lease approved; whole units only; no more than twice a calendar year, none under two months, no subleasing (OR 22147/110) | Three: Townhouse III's, the Village of Bridgewood's and the master's, plus the Club's statement |
| Bridgewood VillasChapter 718 condominium associationNone of its ownRecords through Apr 2016 | None in the declaration | Every sale except to another unit owner, decided within 20 days; the certificate is recorded (OR 2295/906) | Whole units only, each lease approved | Three: the villa association's, the Village of Bridgewood's and the master's, plus the Club's statement |
| BrookwoodChapter 718 condominium associationCharges its ownRecords through Jun 2025 | A capital contribution of one quarterly installment, or three monthly installments, of assessments on every acquisition of an ownership interest (OR 17314/186) | Every sale except to another Brookwood owner, decided within 20 days. Since June 2025 the Board also reviews every new owner (OR 35815/1300) | Whole units only, with approval, at least 14 days | Two: Brookwood's and the master's, plus the Club's statement |
| Cedar GlenChapter 720 homeowners' associationCharges its ownRecords through Jun 2014 | A capital contribution of one quarterly assessment on every conveyance of an ownership interest (OR 23647/1684) | The association may refuse a buyer with certain felony convictions. The seller gives notice within 5 days of accepting a contract, and the fee is $250 | With approval, 3 to 12 months, once in 12 months | Two: Cedar Glen's and the master's, plus the Club's statement |
| CedarwoodChapter 720 homeowners' associationCharges its ownRecords through Apr 2025 | A resale capital contribution of $5,000, or as the Board sets, on any voluntary transfer (OR 35671/1544) | None for a sale. The declaration requires approval of leases only | No lease in the first 12 months of ownership; then one in 12 months, longer than four months, with approval | Two: Cedarwood's and the master's, plus the Club's statement |
| Chapel CreekChapter 720 homeowners' associationNot settledRecords through Mar 2025 | Not known: its declaration has not been found, so we read the association's documents on each file | Not known until its declaration is read | Not known until its declaration is read | Two: Chapel Creek's and the master's, plus the Club's statement |
| Charter CayChapter 718 condominium associationNot settledRecords through Jun 1986 | Not stated: its guide says nothing either way about a charge at closing | Yes. The Board decides within 15 days or is deemed to approve; if it refuses, any member may buy on the seller's terms (OR 4925/366) | Board approval; no lease under one month; the association may take the lease itself within 15 days | Two: Charter Cay's and the master's, plus the Club's statement |
| ClubsideChapter 718 condominium associationNone of its ownRecords through Jul 2021 | None in the declaration pages or amendments read | Yes. The Board has 15 days, and silence is approval; after a refusal any member may buy on the seller's terms (OR 5392/1357) | Board approval; no lease under one month without consent; no more than twice a calendar year; an association right of first refusal to lease | Two: Clubside's and the master's, plus the Club's statement |
| CourtsideChapter 718 condominium associationCharges its ownRecords through Jan 2025 | No capital contribution, but a transfer fee up to the statutory maximum is a condition of approval | Every sale, gift, devise and lease, except to close family. The Board decides within 30 days, and silence is approval (OR 16228/405) | Approval; once in 12 months, 3 to 12 months long; none in the first 12 months of ownership | Two: Courtside's and the master's, plus the Club's statement |
| Cypress PointChapter 720 homeowners' associationCharges its ownRecords through Feb 2026 | A working capital fee of one quarter's general assessment, unless the Board changes it, except on family and estate-planning transfers | Yes. The seller applies at least 30 days ahead, at least $150 an applicant; the association decides within 30 days, and a sale without approval is void | No lease in the first 24 months of ownership; then once in 12 months, 6 to 12 months long, with approval | Two: Cypress Point's and the master's, plus the Club's statement |
| Cypress WalkChapter 720 homeowners' associationNot settledRecords through May 2025 | Any Village charge is in a declaration we have not located, so we read it on each file | In use: its Certificate of Approval of the purchasers is recorded with recent resales. Its terms are in the declaration we have not located | Not known: its limits are in the declaration we have not located | Two: Cypress Walk's and the master's, plus the Club's statement. We also ask about the Village of Cypress Point association |
| Fairway OaksChapter 720 homeowners' associationNot settledRecords through Oct 2020 | Not known: its declarations have not been found | Unknown. The 2010 and 2020 resale deeds we read carry the master's Certificate of Compliance but no Village approval | Not known: its declarations have not been found | Two: Fairway Oaks' and the master's, plus the Club's statement |
| Fairway PointChapter 718 condominium associationNone of its ownRecords through Apr 2020 | None found in the pages read | Yes. The Board has 15 days; after a refusal any member may buy on the seller's terms (OR 31394/400) | "Absolutely prohibited" since 30 April 2020, except for owners the statute exempts | Two: Fairway Point's and the master's, plus the Club's statement. Ask too about Fairway Point Common Facilities Association |
| Fairway Point IIChapter 718 condominium associationNone of its ownRecords through Mar 2015 | None found in the declaration | Yes. Within 30 days of the seller's Transfer Notice the association approves or furnishes a substitute buyer, and silence is approval (OR 8418/354) | No leasing since 7 July 2005 (OR 18871/37). Owners from before then who did not consent keep the 1994 rule | Two: Fairway Point II's and the master's, plus the Club's statement |
| Island CourtChapter 720 homeowners' associationNot settledRecords through Sep 1997 | Not known: its declaration has not been found, so we get it from the association on each file | Not known until its declaration is read | Not known beyond the master's rules | Two: Island Court's and the master's, plus the Club's statement |
| Lakewood Gardens IChapter 718 condominium associationNone of its ownRecords through Mar 2007 | None in the declaration | Yes, unless the buyer already owns a unit; decided within 20 days, and the certificate is recorded (OR 2694/924) | Whole units only, each lease approved within 20 days; no minimum term of its own | Three: this association's, the Village of Lakewood's and the master's, plus the Club's statement |
| Lakewood Gardens IIChapter 718 condominium associationNone of its ownRecords through May 1978 | None in the declaration | Yes, decided within 20 days; the approval is a recorded certificate (OR 2851/1403) | Whole units only, each lease approved within 20 days; the master's four-month minimum governs | Three: this association's, the Village of Lakewood's and the master's, plus the Club's statement |
| Lakewood Gardens IIIChapter 718 condominium associationNone of its ownRecords through Sep 1978 | None in the declaration | Yes, decided within 20 days of the seller's notice, by a recorded certificate (OR 2931/1524) | Whole units, each lease approved within 20 days; no minimum term or yearly cap of its own | Three: this association's, the Village of Lakewood's and the master's, plus the Club's statement |
| Lakewood MidriseChapter 718 condominium associationNone of its ownRecords through Sep 2007 | None in the four declarations | Yes, in all four, unless the buyer already owns a unit; decided within 20 days, and the certificate is recorded (OR 2512/239) | Whole units, with approval; at least six months in I, III and IV since 10 June 2002, none set in II | Three: this association's, the Village of Lakewood's and the master's, plus the Club's statement |
| Laurel OaksChapter 718 condominium associationNone of its ownRecords through Oct 2012 | None in the declaration | Yes, unless the buyer already owns an apartment; decided within 30 days, and the buyer pays to record the certificate (OR 3270/546) | With approval within 30 days; no lease under four months and no more than two in any 12 months | Two: this association's and the master's, plus the Club's statement |
| Laurel Oaks 400Chapter 718 condominium associationNone of its ownRecords through May 1988 | A screening fee with the notice of sale. The working capital fund applied to the developer's first sales only | Yes. The Board decides within 30 days, and silence is approval; after a refusal, members may buy first (OR 4421/1818) | Approval within 30 days; no lease under four months, no more than two in 12 months; an association right of first refusal to lease | Two: this association's and the master's, plus the Club's statement |
| Mahogany BendChapter 720 homeowners' associationNot settledRecords through Sep 2023 | Not known from the record: its declaration was not found | The master's Certificate of Compliance and the Club's approval. No Village approval certificate appears on the 2022 and 2023 resale deeds | Not known from the record beyond the master's rules | Two: Mahogany Bend's and the master's, plus the Club's statement |
| OakbrookChapter 720 homeowners' associationNot settledRecords through Sep 2026 | Not known from the record: its declaration was not found | The master's Certificate of Compliance and the Club's approval. No Village approval certificate appears on the 2023 and 2026 resale deeds | Not known from the record beyond the master's rules | Two: Oakbrook's and the master's, plus the Club's statement |
| Peppertree IChapter 718 condominium associationNone of its ownRecords through Apr 2005 | None found in its recorded documents | Every sale except to another Peppertree I owner, decided within 20 days; the certificate is recorded (OR 3121/377) | Whole units only, with approval, for more than one month | Three: Peppertree I's, the Village of Peppertree Association's and the master's, plus the Club's statement |
| Peppertree IIChapter 718 condominium associationCharges its ownRecords through Apr 2017 | A capital contribution of one quarterly assessment on every conveyance (OR 27143/954) | Every sale except to another Peppertree II owner, within 20 days. Since 2017 every occupant must be screened and approved (OR 29009/1066) | None in the first year of ownership, none over a year, and no more than once a calendar year | Three: Peppertree II's, the Village of Peppertree Association's and the master's, plus the Club's statement |
| Peppertree IIIChapter 718 condominium associationCharges its ownRecords through Apr 2026 | A new owner contribution of one quarterly assessment on every conveyance (OR 36172/1610; OR 36484/561) | Every sale except to another Peppertree III owner, within 20 days of the seller's notice (OR 3416/238) | With approval, at least six months a term, and one lease a calendar year | Three: Peppertree III's, the Village of Peppertree Association's and the master's, plus the Club's statement |
| PinelakeChapter 718 condominium associationNone of its ownRecords through Jun 2018 | None in the declaration | Every sale except to another unit owner, decided within 20 days by a recorded certificate (OR 2850/1308) | Whole units only, each lease approved; no recorded term or cap | Two: Pinelake's and the master's, plus the Club's statement |
| Plantation ColonyChapter 718 condominium associationNone of its ownRecords through Mar 2024 | None found in the association's own documents | Every sale except to another owner. The seller applies at least 30 days ahead, up to $100 an applicant; the association approves within 20 days or buys at the contract price (OR 30491/1121) | For owners who bought after 12 December 2006: 3 to 12 months, once in 24 months, no subleasing | Two: the condominium's and the master's, plus the Club's statement |
| Planters PointChapter 720 homeowners' associationNone of its ownRecords through Jul 2020 | No working capital or transfer charge of its own found | None in the 2019 restated declaration. The master's Certificate of Compliance and the Club's approval still apply | None in the first 12 months; then one lease in any 12 months, at least 4 months, approved within 30 days, with a deposit of up to $2,500 or a month's rent (OR 30640/1009) | Two: Planters Point's and the master's, plus the Club's statement |
| Quail HollowChapter 718 condominium associationNone of its ownRecords through Dec 2025 | None found in its own documents | Every sale except to another Quail Hollow owner, decided within 30 days since 2025, with a background check and credit report, and no substitute buyer (OR 36210/453) | Approval of every lease; one lease in any rolling 12 months; at least 4 consecutive months, at most 12 with the same tenant | Two: Quail Hollow's and the master's, plus the Club's statement |
| Sabal LakeChapter 718 condominium associationNone of its ownRecords through Oct 2016 | None in the declaration | Every sale unless the buyer already owns a Sabal Lake unit, decided within 20 days by a recorded certificate (OR 4424/1358) | Whole units only, one month or more, with the association's approval | Two: Sabal Lake's and the master's, plus the Club's statement |
| Sabal Lake WestChapter 718 condominium associationNone of its ownRecords through Oct 2016 | None in the declaration pages read | Every sale except to another unit owner, decided within 20 days by a recorded certificate (OR 5955/1967) | Whole units, one month or more, with approval decided within five days | Two: Sabal Lake West's and the master's, plus the Club's statement |
| The CoveChapter 718 condominium associationNone of its ownRecords through Dec 2021 | None on a resale. Its working capital contribution applied only to buyers from the developer | Yes. The association decides within 20 days, and silence is approval (OR 5474/781) | Approval of every lease, at least one month long; a lease may be refused after 4 or more in the past 12 months | Two: The Cove's and the master's, plus the Club's statement |
| The IslandChapter 720 homeowners' associationNone of its ownRecords through Mar 2004 | None of its own | None by the Village. A lot without a house needs the developer's written waiver of its right of first refusal (OR 4161/1329) | No Village rule | Two: The Island's and the master's, plus the Club's statement |
| The PointeChapter 720 homeowners' associationNot settledRecords through Jul 2026 | No Village transfer fee in any recorded document we read, but its declaration was not found | Not shown by any document we read; we ask the association on every file | Not known: its declaration was not found | Two: The Pointe's and the master's, plus the Club's statement |
| Waters BendChapter 720 homeowners' associationNot settledRecords through Jun 2026 | Not known: its declaration has not been located. Any Village charge shows on its estoppel | Yes in practice: its Certificate of Approval is recorded with recent sales. Its terms, deadline and fee are in documents we have not seen | Not known: its declaration has not been located | Two: Waters Bend's and the master's, plus the Club's statement |
| Waters EdgeChapter 720 homeowners' associationNot settledRecords through Oct 2026 | Not known: its declaration was not found. Its recorded Certificate of Approval makes sums owed to it at closing the purchaser's | Yes in practice: a Certificate of Approval is recorded with sales | Not known: its declaration was not found | Waters Edge's and the master's, plus the Club's statement, and the Village of Willow Wood's or its written confirmation that it bills nothing |
| Waters ReachChapter 720 homeowners' associationNot settledRecords through Aug 2026 | Not known: its declaration was not found. Its estoppel shows what is due | Not shown by any document we read; we ask the association on every file | Not known: its declaration was not found | Two: Waters Reach's and the master's, plus the Club's statement |
| WedgewoodChapter 720 homeowners' associationNot settledRecords through Apr 2026 | Not known: its declaration was not found. Its estoppel shows what is due | Not shown by any document we read; we ask the association on every file | Not known: its declaration was not found | Two: Wedgewood's and the master's, plus the Club's statement |
| Willow Wood Mid-Rise IChapter 718 condominium associationNone of its ownRecords through Aug 2013 | No capital contribution or transfer fee. The association may charge an application fee, $100 an applicant in 2013 (OR 26229/1160) | Yes. Within 20 days the association approves or, if the owner demanded it, supplies a cash buyer at the contract price (OR 3325/122) | Every lease and renewal approved; at least one month and at most one year | Three: the condominium's, the Village of Willow Wood's and the master's, plus the Club's statement |
| Willow Wood Mid-Rise IIChapter 718 condominium associationNone of its ownRecords through Oct 2026 | None of its own in the 1981 declaration | Every sale except to another owner, and every gift and lease. 20 days to decide; on the seller's demand it must produce a cash buyer at the contract price, or the sale is deemed approved (OR 3473/929) | Whole units only, with approval; no recorded minimum or maximum term, yearly cap or first-year wait | Three: Mid-Rise II's, the Village of Willow Wood's and the master's, plus the Club's statement |
| Willow Wood Mid-Rise IIIChapter 718 condominium associationCharges its ownRecords through Aug 2024 | A non-refundable capital contribution in an amount the Board sets, on top of the master's (OR 35221/619) | Yes, and since 2024 for trustee and entity changes too. The seller applies at least 30 days ahead, $100 an applicant; without a Certificate of Approval a transfer is void (OR 35221/619) | Approval of every lease, 4 months to 1 year, once in any 12 months, and no tenant for 12 months after any transfer | Three: this association's, the Village of Willow Wood's and the master's, plus the Club's statement |
| Willowwood GardensChapter 718 condominium associationNone of its ownRecords through Apr 2010 | None in the pages read or the amendments | Yes, within 20 days of the seller's notice, by a recordable Certificate of Approval. On the seller's demand it must find a cash buyer at the contract price, or the sale is deemed approved (OR 3170/290) | Whole units, with approval. After a refusal the owner may demand a substitute tenant on the same terms | Three: Willowwood Gardens', the Village of Willow Wood's and the master's, plus the Club's statement |
| Wind KeyChapter 720 homeowners' associationNot settledRecords through Aug 2026 | Not known: its declaration was not found in the record. Its estoppel shows what is due | Yes in practice: its Certificates of Approval are recorded with sales. The deadline, fee and grounds are in documents we have not seen | Not known: its declaration was not found in the record | Two: Wind Key's and the master's, plus the Club's statement |
| WoodbridgeChapter 718 condominium associationNot settledRecords through Apr 2024 | Not stated: its guide says nothing either way about a charge at closing | Every sale, gift and lease, decided within 20 days by a recordable certificate (OR 2877/1262) | A whole house may be leased after approval, on the same 20-day procedure | Two: the Woodbridge association's and the master's, plus the Club's statement |
| WoodcrestChapter 720 homeowners' associationNot settledRecords through Jun 2024 | Not known: it is in Woodcrest's declaration, which we read on each file | Not known: it is in Woodcrest's declaration, which we read on each file | Not known beyond the master's rules | Two: Woodcrest's and the master's, plus the Club's statement |
Fisher Island
Miami-Dade County
The first row is the master association’s. A home in any other row usually owes the master as well, as that row’s estoppels column says.
| Association | Paid to it at closing | Approval of a sale | Leasing | Estoppels a resale needs |
|---|---|---|---|---|
| Fisher IslandMaster associationNone of its ownRecords through May 2026 | No transfer fee or capital contribution on a resale, in FICA's documents or any association's declaration. Joining the Fisher Island Club, which is not required, carries its own $500,000 contribution | None by FICA. Oceanside No. Two's association may disapprove a sale for cause, and seventeen associations hold a right of first refusal | Set by each association. Without a required approval FICA may refuse the tenant the ferry | Two, FICA's and the association's, plus a first-refusal certificate where an Island Developers condominium or Valencia Estates holds that right |
| Bayside Village EastChapter 718 condominium associationNone of its ownRecords through Jan 2024 | None in the declaration | No approval of the buyer. A right of first refusal on sales and leases (§ 18.1) | Every lease approved; whole unit only, at most once a calendar year | Two: Bayside Village East's and FICA's, plus the first-refusal certificate |
| Bayside VillageChapter 718 condominium associationNone of its ownRecords through Jul 2024 | None in the declaration | No approval of the buyer. A right of first refusal on sales only since 2009, with 30 days to elect | Approval since 2009, within 30 days; no minimum term, no yearly limit and no subleases; a $100 screening fee per applicant | Two: Bayside Village's and FICA's, plus the first-refusal certificate |
| Marina Village Gardens No. TwoChapter 718 condominium associationNone of its ownRecords through Nov 2025 | None in the recorded documents | No approval of the buyer. A right of first refusal on sales, never leases | No restrictions | Two: the association's and FICA's, plus the first-refusal certificate |
| Marina VillageChapter 718 condominium associationNone of its ownRecords through Sep 2021 | None in the recorded documents | No approval of the buyer. A right of first refusal on sales only | No restrictions | Two: Building 41's association's and FICA's, plus the first-refusal certificate |
| Marina Village No. ThreeCondominium terminated in 2024TerminatedRecords through Aug 2024 | None: terminated as a condominium on 1 August 2024, with no units to buy | No units to buy | No units left | None: no units to buy |
| HarborviewChapter 718 condominium associationNone of its ownRecords through Jul 2023 | None in the declaration. Ask the estoppel to show any use fee | No approval of the buyer. A right of first refusal on sales and leases | One written, approved lease of the whole unit a calendar year | Two: Harborview's and FICA's, plus the first-refusal certificate |
| Bayview No. OneChapter 718 condominium associationNone of its ownRecords through Apr 2016 | None in the recorded documents | No approval of the buyer. A right of first refusal on sales and leases | Every lease approved; whole unit only, once a calendar year, no minimum term | Two: Bayview No. One's and FICA's, plus the first-refusal certificate |
| 5000 BayviewChapter 718 condominium associationNone of its ownRecords through Sep 2017 | None: nothing recorded sets a transfer fee, capital contribution or approval fee | None, and no right of first refusal | No approval. Whole unit only, at least six months, one lease a calendar year | Two: 5000 Bayview's and FICA's |
| 5100 BayviewChapter 718 condominium associationNone of its ownRecords through Aug 2016 | None: no transfer fee, capital contribution or buyer-approval fee | None, and no right of first refusal | Board approval since 2016; six-month minimum; one lease a calendar year, renewals included | Two: 5100 Bayview's and FICA's |
| Bayview No. ThreeChapter 718 condominium associationNone of its ownRecords through Apr 2026 | None in the recorded documents | No approval of the buyer. A right of first refusal on sales and leases | Every lease approved; a 2005 amendment changed § 17.8, so read its text | Two: Bayview No. Three's and FICA's, plus the first-refusal certificate |
| Bayview No. TwoChapter 718 condominium associationNone of its ownRecords through Feb 2017 | None in the declaration or By-Laws | No approval of the buyer. A right of first refusal on every sale and lease | Approval, once a calendar year, with notice of each tenant | Two: Bayview No. Two's and FICA's, plus the first-refusal certificate |
| Palazzo del Sol / della LunaChapter 718 condominium associationNone of its ownRecords through Dec 2022 | No transfer fee or capital contribution, but up to $150 plus copying and attorney's fees for information beyond what the law requires | None, and no right of first refusal | Approval, possibly with a background and financial check; 12-month minimum; one month's rent as deposit | Two: the association's and FICA's |
| Palazzo del MareChapter 718 condominium associationNone of its ownRecords through Sep 2021 | No transfer fee or capital contribution. The first-refusal offer carries a $100 screening fee per applicant (§ 17.17) | No approval of the buyer. A right of first refusal on sales since 2020 (§ 17.17) | No approval; six-month minimum | Two: Palazzo del Mare's and FICA's |
| Oceanside No. FiveChapter 718 condominium associationNone of its ownRecords through Feb 2023 | None in the recorded documents | No approval of the buyer. A right of first refusal on every sale and lease except of Unit 7201 | Every lease approved; whole unit only, at most once a calendar year | Two: Oceanside No. Five's and FICA's, plus the first-refusal certificate |
| 7400 OceansideChapter 718 condominium associationNone of its ownRecords through May 2017 | None in the recorded documents | None, and no right of first refusal | No approval. Whole unit only, six months or more, one lease a calendar year | Two: 7400 Oceanside's and FICA's |
| 7600 OceansideChapter 718 condominium associationNone of its ownRecords through May 2004 | None on a resale in the recorded documents | None, and no right of first refusal | No approval. Whole unit only, six months or more, at most once a calendar year | Two: 7600 Oceanside's and FICA's |
| Oceanside No. FourChapter 718 condominium associationNone of its ownRecords through Mar 1994 | None in the recorded documents | No approval of the buyer. A right of first refusal on sales and leases | Every lease approved; whole units only, at most once a calendar year | Two: Oceanside No. Four's and FICA's, plus the first-refusal certificate |
| Oceanside No. ThreeChapter 718 condominium associationNone of its ownRecords through Nov 2023 | None in the 1990 declaration. Check the estoppel for any fee adopted since | No approval of the buyer. A right of first refusal on sales and leases | One approved, written lease of the whole unit a calendar year | Two: Oceanside No. Three's and FICA's, plus the first-refusal certificate |
| Oceanside No. TwoChapter 718 condominium associationNone of its ownRecords through Nov 2020 | None in the declaration | A right of first refusal on every sale and lease, and since 2010 the association may instead disapprove either for cause | Every lease approved; whole units only, once a calendar year | Two: Oceanside No. Two's and FICA's, plus the first-refusal certificate |
| OceansideChapter 718 condominium associationNone of its ownRecords through Jun 2026 | None in the declaration. Check the estoppel for a fee adopted since 1989 | No approval of the buyer. A right of first refusal on sales and leases | Every lease approved; whole unit only, once a calendar year | Two: Oceanside's and FICA's, plus the first-refusal certificate |
| Seaside VillasChapter 718 condominium associationNone of its ownRecords through Jun 2023 | None in the recorded documents | No approval of the buyer. A right of first refusal on sales only | No restrictions | Two: Seaside Villas' and FICA's, plus the first-refusal certificate |
| SeasideChapter 718 condominium associationNone of its ownRecords through Jul 1989 | None in the declaration. Check the estoppel for any fee adopted since 1989 | No approval of the buyer. A right of first refusal on sales only | No restrictions | Two: Seaside's and FICA's, plus the first-refusal certificate |
| Valencia EstatesChapter 720 homeowners' associationNone of its ownRecords through Aug 2017 | No transfer fee or capital contribution | No approval of the buyer. A right of first refusal on every sale and lease, with 30 days to elect (§ 8.2) | Approval; 30-day minimum; once a calendar year; a $1,000 escrow if the association asks | Two: Valencia Estates' and FICA's, plus the first-refusal certificate recorded with the deed |
| Links EstatesChapter 720 homeowners' associationNone of its ownRecords through Nov 2023 | None on a resale. The Initial Contribution is owed only on the Declarant's first sale of each lot | None, and no right of first refusal | No approval. Six-month minimum, no yearly limit | Two: Links Estates' and FICA's |
Heron Bay
Broward County
The first row is the master association’s. A home in any other row usually owes the master as well, as that row’s estoppels column says.
| Association | Paid to it at closing | Approval of a sale | Leasing | Estoppels a resale needs |
|---|---|---|---|---|
| Heron BayMaster associationCharges its ownRecords through Sep 2026 | A Capital Payment from the buyer on every resale: $1,500 up to $750,000; $2,000 to $1,000,000; $2,500 to $1,250,000; $3,000 above (Instr 120227969) | None in the master documents, and no right of first refusal | Once in any 12-month period, tenants registered before they move in (Instr 114476411) | The master's on every home, plus the Neighborhood association's where there is one |
| Bay CoveChapter 720 homeowners' associationNone of its ownRecords through Feb 2015 | None on a resale. Its $100 Capital Contribution was due only on the developer's sale of each lot | None. Bay Cove gets written notice and a copy of the contract or lease | One-year minimum | Two: Bay Cove's and the master's |
| The ColonyChapter 720 homeowners' associationNone of its ownRecords through May 2008 | None | None, and no right of first refusal | None of its own | Two: The Colony's and the master's |
| Cypress PointeChapter 718 condominium associationNone of its ownRecords through May 2017 | None, though an entity buyer may be charged an application fee of up to $150 per applicant | None for an individual buyer, and no right of first refusal. An entity buyer's occupants need approval | 180-day minimum, one lease a calendar year, none while delinquent | Two: this association's, for all four condominiums, and the master's |
| The EnclaveChapter 720 homeowners' associationCharges its ownRecords through Jun 2005 | A $500 Sales and Transfer Fee from the buyer (Instr 102979217) | None, for a buyer or a tenant | Six-month minimum | Two: The Enclave's and the master's |
| The FairwaysChapter 720 homeowners' associationNone of its ownRecords through Oct 2022 | None on a resale | No approval of a sale is set out | Approval; six-month minimum; once in any 12 months; no subleases | Two: The Fairways' and the master's |
| The FallsChapter 720 homeowners' associationCharges its ownRecords through Dec 2025 | A New Owner Capital Contribution since 22 December 2025: the Board's yearly figure, or $2,500 if it sets none (Instr 120608983) | None, and no right of first refusal | None of its own | Two: The Falls' and the master's |
| Heron CoveChapter 720 homeowners' associationNone of its ownRecords through Jul 2024 | None on a resale | None for a sale, only written notice with a copy of the contract | One-year minimum; its December 2021 Board rules add approval and bar a lease for 24 months after a transfer | Two: Heron Cove's and the master's |
| Heron PreserveHomeowners' association, under Heron Bay Owners' Association, Inc.Charges its ownRecords through Feb 2022 | A $1,000 Resale Capital Contribution from the buyer, and a transfer fee of up to $100 | Yes. Within 15 days of a complete file it approves, disapproves for cause or, on the owner's demand, names another buyer or buys the home itself | Approval; six-month minimum; one lease in any six months | Its own. We ask Heron Bay Owners' Association, Inc. whether it issues one too, and the Heron Bay master whether it claims anything |
| L'HermitageChapter 720 homeowners' associationNone of its ownRecords through Sep 2025 | Only the estoppel fee, which its declaration caps at $50 | None for the buyer, but a sale without L'Hermitage's estoppel is void unless the association later approves it | Approval; one-year minimum | Two: L'Hermitage's, in recordable form, and the master's |
| Long CoveMaster-administered NeighborhoodNone of its ownRecords through Jul 1998 | None: Long Cove has no association to collect a fee | None | None of its own | One: the master's. Long Cove has no association to issue a second |
| Mizner VillageChapter 720 homeowners' associationNone of its ownRecords through Jan 2003 | None on a resale | None, but no sale may close until its estoppel certificate has been received | Whole home only; no minimum | Two: Mizner Village's, in recordable form, and the master's |
| The PointeChapter 720 homeowners' associationCharges its ownRecords through May 2022 | The buyer's $500 Sales and Transfer Fee (§ 7.38, added in 2004) | None | Six-month minimum | Two: The Pointe's and the master's |
| SaltgrassChapter 720 homeowners' associationCharges its ownRecords through Apr 2026 | $1,500 from the buyer: the Initial Contribution on a first sale from Toll, then the Resale Contribution on every later sale (§§ 17.11–17.12) | None from Saltgrass or the master, but no lot may be conveyed until its estoppel is received and all sums due are paid | One-year minimum, no more than twice a calendar year | Two: Saltgrass's and the master's |
| TuscanyChapter 720 homeowners' associationNot settledRecords through Jan 2020 | Possibly $100; the 2020 amendment left it unclear, so its estoppel will say (Instr 116284268) | None. The owner sends written notice with a copy of the contract | Six-month minimum | Two: Tuscany's and the master's |
| Villa SorrentoChapter 720 homeowners' associationNone of its ownRecords through Jul 2008 | Only the estoppel fee, which its declaration caps at $50 | None for the buyer, but a sale without its estoppel is void unless the association later approves it | Approval; one-year minimum | Two: Villa Sorrento's, in recordable form, and the master's |
| Waterford EstatesChapter 720 homeowners' associationNone of its ownRecords through Jun 2004 | None on a resale | None | Six-month minimum | Two: Waterford Estates' and the master's |
Tampa Palms
Hillsborough County
The first row is the master association’s. A home in any other row usually owes the master as well, as that row’s estoppels column says.
| Association | Paid to it at closing | Approval of a sale | Leasing | Estoppels a resale needs |
|---|---|---|---|---|
| Tampa PalmsMaster associationNone of its ownRecords through Dec 2022 | Nothing under the recorded documents: the contribution on the Declarant's sales was deleted in 2018 (OR 25697/265) | None in the master documents, and no right of first refusal | No rental or listing for less than 180 consecutive days in the single-family villages the declaration names (OR 24716/383) | The master's on every home, plus the village association's where the village has one |
| HuntingtonChapter 720 homeowners' associationNone of its ownRecords through May 2009 | None in its declaration | None, and no right of first refusal | None of its own | Two: Huntington's and the master's |
| KensingtonChapter 720 homeowners' associationNone of its ownRecords through Jul 1994 | None on a resale | None; the seller notifies the Board within 10 days of signing | One-year minimum, one lease a year | Two: Kensington's and the master's |
| The Estates at River ParkChapter 720 homeowners' associationNone of its ownRecords through Feb 1995 | None on a resale; any pending Driveway Assessment | None; the seller notifies the Board within 10 days of signing | One-year minimum, one lease a year | Two: The Estates at River Park's and the master's |
| The ReserveChapter 720 homeowners' associationNone of its ownRecords through Feb 2017 | None, but the buyer is liable for the seller's arrears | None; the seller notifies the Board within 10 days of signing | None of its own | Two: The Reserve's and the master's |
| The SanctuaryChapter 720 homeowners' associationNot settledRecords through Jan 2024 | The Board's notice fee; its estoppel form marks a $150 transfer fee (not recorded), and we weren't able to confirm what it is for | None, but advance notice of a sale or lease on the Board's form, with a fee | No lease in the first two years of ownership | Two: The Sanctuary's and the master's |
| WestoverChapter 720 homeowners' associationNone of its ownRecords through May 2007 | None in its declaration | None, and no right of first refusal | None of its own | Two: Westover's and the master's |
Woodfield Country Club
Palm Beach County
The first row is the master association’s. A home in any other row usually owes the master as well, as that row’s estoppels column says.
| Association | Paid to it at closing | Approval of a sale | Leasing | Estoppels a resale needs |
|---|---|---|---|---|
| Woodfield Country ClubMaster associationCharges its ownRecords through Mar 2022 | A resale working capital contribution of six months' assessments, paid by the buyer as a condition of approval (OR 33401/264). The buyer must also join the Country Club | The Neighborhood association approves every sale, gift or transfer, then the master reviews it (Art. X § 19, OR 33401/264, 2022); the master records a Certificate of Compliance; and the buyer must join the Club | Neighborhood approval, then the master's final approval; six months to a year; one lease in any 12 months (OR 33401/264) | Two association estoppels, the master's and the Neighborhood's, and the Club's account statement |
| Avalon PointeChapter 720 homeowners' associationCharges its ownRecords through Jun 2023 | A capital contribution of three months' assessments on each resale (OR 16335/555) | Avalon Pointe, then the master, under the master declaration since 2022; Avalon Pointe's 2009 grounds for refusal also apply | With approval; one lease in 12 months, for a full 12 months, after a year of ownership (OR 23184/228) | Two: Avalon Pointe's and the master's, plus the Club's statement |
| Bay CreekChapter 720 homeowners' associationCharges its ownRecords through Jun 2024 | A capital contribution of two quarterly assessments, or an amount the Board sets (OR 33869/805) | Bay Creek, then the master, under the master declaration since 2022; Bay Creek's own documents have none | No Bay Creek rule of record; the master's rules apply | Two: Bay Creek's and the master's, plus the Club's statement |
| BriarcliffChapter 720 homeowners' associationCharges its ownRecords through May 2026 | A resale capital contribution of two quarters of the annual assessment (OR 36503/1721) | Briarcliff, then the master, under the master declaration since 2022; paying the resale contribution is a condition of approval (OR 36503/1721) | With Briarcliff's and the master's approval; six months to a year, once in 12 months (OR 36503/1721) | Two: Briarcliff's and the master's, plus the Club's statement |
| Cambridge ParkHomeowners' association, under its 1988 declarationCharges its ownRecords through Oct 2026 | A New Owner Capital Contribution of two quarters of the maintenance assessment, since 2024 (OR 34796/1848) | Cambridge Park, then the master, under the master declaration since 2022; Cambridge Park's own documents approve leases only | Written approval of each lease; at least three months, once in 12 months, no subleasing (OR 14196/1459) | Two: Cambridge Park's and the master's, plus the Club's statement |
| Carlton PlaceChapter 720 homeowners' associationCharges its ownRecords through Oct 2026 | A capital contribution of four quarterly assessments, or what the Board sets by resolution (OR 34051/681); it replaced the 1994 two-month fund | Required; 30 days to decide (OR 19645/733); then the master's final approval (OR 33401/264) | With approval; one lease in 12 months, three months to a year, after a year of ownership (OR 19645/733) | Two: Carlton Place's and the master's, plus the Club's statement |
| ClubsideChapter 720 homeowners' associationCharges its ownRecords through Oct 2026 | A working capital contribution of two quarters' assessments, collected from the buyer (OR 36599/937) | Written approval of the association, with a recordable certificate (OR 36599/937); then the master's final approval (OR 33401/264) | Approval; six months to a year; no lease in the first 12 months of ownership (OR 36599/937) | Two: Clubside's and the master's, plus the Club's statement |
| CoventryChapter 720 homeowners' associationCharges its ownRecords through Sep 2022 | Working capital of two quarters of the annual assessment, on every sale (OR 32449/1879) | Coventry, then the master, under the master declaration since 2022; Coventry's own documents have none | Only during extended absence, after two years' residence, with approval; six to twelve months, four times in eight years (OR 33845/191) | Two: Coventry's and the master's, plus the Club's statement |
| Devon PlaceHomeowners' association, under a declaration of covenants for platted lotsNot settledRecords through Oct 2026 | The declaration's two-month working capital fund names each Lot purchaser; whether it is charged on a resale is not settled in the records we read | Devon Place, then the master, under the master declaration since 2022; the declaration itself has none | No terms in the declaration; Board rules and the master's rules apply | Two: Devon Place's and the master's, plus the Club's statement |
| Hamilton PlaceHomeowners' association, under its 2011 Second Amended and Restated DeclarationCharges its ownRecords through May 2024 | A capital contribution of one quarterly maintenance assessment installment on each resale (OR 29659/327) | Hamilton Place, then the master, under the master declaration since 2022; Hamilton Place's own documents approve leases only | Written approval before the lease starts; 6 to 12 months; no subleasing; the owner pays one quarter's contribution per lease (OR 29659/327) | Two: Hamilton Place's and the master's, plus the Club's statement |
| KensingtonChapter 720 homeowners' associationCharges its ownRecords through Jul 2025 | A transfer contribution of one quarter's assessment, or another amount the Board sets (OR 35888/44) | Kensington, then the master, since 2022 (OR 33401/264); Kensington's own criteria and 30 days to decide since 21 July 2025 (OR 35888/44) | Kensington's approval, the master's term limits, and a two-year wait for owners bound by the 2025 restatement (OR 35888/44) | Two: Kensington's and the master's, plus the Club's statement |
| MayfairChapter 720 homeowners' associationCharges its ownRecords through Dec 2023 | A capital contribution of two quarterly installments of assessments on each resale; the same on each lease and renewal (OR 33460/1604) | Mayfair, then the master, under the master declaration since 2022; Mayfair's own declaration also requires its approval (OR 12436/1578) | With Mayfair's approval; no lease under 30 days or more than twice a calendar year; a lease capital contribution of two quarterly installments on each lease and renewal (OR 12436/1578; OR 33460/1604) | Two: Mayfair's and the master's, plus the Club's statement |
| Princeton EstatesHomeowners' association, under its 1988 declarationCharges its ownRecords through Sep 2026 | Working capital of two months' assessments, collected from each Lot purchaser at conveyance (Art. VIII § 10, OR 5556/1129, p. 20) | Princeton Estates, then the master, under the master declaration since 2022; the declaration itself has none | No terms in the declaration; Board rules and the master's rules apply | Two: Princeton Estates' and the master's, plus the Club's statement |
| Regents SquareChapter 720 homeowners' associationCharges its ownRecords through Jan 2024 | A working capital contribution of two quarterly installments of the annual assessment (OR 34304/138) | Regent's Square, then the master, under the master declaration since 2022; its own declaration has none | Association approval; six months to a year; a 24-month wait for buyers since 16 May 2023 (OR 34304/138) | Two: Regent's Square's and the master's, plus the Club's statement |
| SomersetChapter 720 homeowners' associationCharges its ownRecords through Oct 2021 | A capital contribution equal to the last quarterly assessment on each resale; trust and family transfers exempt (OR 11241/692) | Somerset, then the master, under the master declaration since 2022; Somerset's own text calls for notice and the buyer's acknowledgment only, a conflict we refer to underwriting and counsel | With Somerset's approval; at least 90 days, one lease a year (OR 10636/20; OR 11241/692), under the master's rules | Two: Somerset's and the master's, plus the Club's statement |
| Stratford GreenChapter 720 homeowners' associationCharges its ownRecords through Dec 2021 | Working capital of two quarterly assessments from each purchaser, except estate-planning transfers (OR 33165/1132) | Stratford Green, then the master, under the master declaration since 2022; none in its own documents read | Only during extended absence, after two years' residence, with approval; six to twelve months, four times in eight years (OR 33165/1132) | Two: Stratford Green's and the master's, plus the Club's statement |
| The EnclaveChapter 720 homeowners' associationCharges its ownRecords through Sep 2024 | Working capital of six months' assessments, or an amount the Board sets (OR 31443/1489) | The Enclave, then the master, under the master declaration since 2022; The Enclave's own documents have none | With Board approval; once in 24 months, six months or more (OR 11847/953) | Two: The Enclave's and the master's, plus the Club's statement |
| The HamptonsChapter 720 homeowners' association; its 2022 restatement applies Fla. Stat. § 720.3085Charges its ownRecords through Oct 2026 | A capital contribution of two quarters of the annual assessment, or another amount the Board sets (OR 33640/1792, p. 15) | Required for every sale, gift or transfer except to another Owner, by a recordable certificate (OR 33640/1792); then the master's final approval (OR 33401/264) | With approval; every lease runs 12 months, one lease in any 12 months, no short-term rentals (OR 33640/1792) | Two: The Hamptons' and the master's, plus the Club's statement |
| The LandingsChapter 720 homeowners' associationCharges its ownRecords through Oct 2020 | A capital contribution of two months' assessments on each resale (OR 11835/137) | Required, within 30 days, with an interview; the owner may demand a substitute purchaser (OR 30005/1578); then the master's final approval (OR 33401/264) | With approval, after a year of ownership; six months or more, once in 12 months (OR 30005/1578) | Two: The Landings' and the master's, plus the Club's statement |
| Victoria IslesHomeowners' association; its 2024 amendment applies Fla. Stat. § 720.3085Charges its ownRecords through Aug 2024 | A capital contribution of two quarterly installments of the annual assessments (OR 35202/344) | The Board's prior written consent to every sale, not unreasonably withheld; 30-day review; fee no less than $100 (OR 30220/331); then the master's final approval (OR 33401/264) | With approval, after one year of ownership; at least six months, once in 12 months; one quarter's contribution per lease (OR 30220/331; OR 35202/344) | Two: Victoria Isles' and the master's, plus the Club's statement |
| Windsor BayChapter 720 homeowners' associationCharges its ownRecords through Oct 2026 | A capital contribution of up to three quarterly assessments on resales after 14 October 2026, paid by the buyer (OR 36855/337) | Windsor Bay, then the master, under the master declaration since 2022; Windsor Bay's own documents have none | Board approval; at least four months; one lease in any 12 months (OR 12511/1835) | Two: Windsor Bay's and the master's, plus the Club's statement |
How to read the table
Each row condenses one association’s guide, which cites the recorded document behind every point. The association’s name opens its guide, with the full answer and the citations. Where a guide’s documents were not found, the row says so rather than guess.
Paid to it at closing is what the association itself charges on a resale, such as a capital or working capital contribution or a transfer fee. The counts take in only those. Application, screening, notice, information and estoppel fees, and assessments already due, are in the rows where a guide names them but are not counted. The estoppel fee’s caps are on our page about estoppel certificate fees.
Records through is the recording date of the newest document a guide was written from. Anything recorded later is not in its row. The association’s estoppel certificate, not this table, governs what is owed on a particular home.
The same table, a row per association, is a CSV download.
Common questions
What is paid to the association at closing in Boca West?
The master association: An Initial Capital Contribution of up to $25,000, as the Board sets, for closings from 1 October 2026; the master's minutes put it at $20,000 (OR 36464/632). The buyer must also join the Country Club, whose most recent Joining Fee is $150,000. 9 of its 53 sub-associations with a guide add a charge of their own: Baywood, Brookwood, Cedar Glen, Cedarwood, Courtside, Cypress Point, Peppertree II, Peppertree III and Willow Wood Mid-Rise III. For Chapel Creek, Charter Cay, Cypress Walk, Fairway Oaks, Island Court, Mahogany Bend, Oakbrook, The Pointe, Waters Bend, Waters Edge, Waters Reach, Wedgewood, Wind Key, Woodbridge and Woodcrest, the records we hold do not settle it.
What is paid to the association at closing on Fisher Island?
The master association: No transfer fee or capital contribution on a resale, in FICA's documents or any association's declaration. Joining the Fisher Island Club, which is not required, carries its own $500,000 contribution. None of its 24 sub-associations with a guide adds a charge of its own.
What is paid to the association at closing in Heron Bay?
The master association: A Capital Payment from the buyer on every resale: $1,500 up to $750,000; $2,000 to $1,000,000; $2,500 to $1,250,000; $3,000 above (Instr 120227969). 5 of its 16 sub-associations with a guide add a charge of their own: The Enclave, The Falls, Heron Preserve, The Pointe and Saltgrass. For Tuscany, the records we hold do not settle it.
What is paid to the association at closing in Tampa Palms?
The master association: Nothing under the recorded documents: the contribution on the Declarant's sales was deleted in 2018 (OR 25697/265). None of its 6 sub-associations with a guide adds a charge of its own. For The Sanctuary, the records we hold do not settle it.
What is paid to the association at closing in Woodfield Country Club?
The master association: A resale working capital contribution of six months' assessments, paid by the buyer as a condition of approval (OR 33401/264). The buyer must also join the Country Club. 19 of its 20 sub-associations with a guide add a charge of their own: Avalon Pointe, Bay Creek, Briarcliff, Cambridge Park, Carlton Place, Clubside, Coventry, Hamilton Place, Kensington, Mayfair, Princeton Estates, Regents Square, Somerset, Stratford Green, The Enclave, The Hamptons, The Landings, Victoria Isles and Windsor Bay. For Devon Place, the records we hold do not settle it.
Is the estoppel fee in the table?
Not as a charge of the association’s own. Every association may charge for its estoppel certificate, within caps set by statute and adjusted for inflation, so the counts leave it out, with application, screening and similar fees. A row names one where the guide does.
How current is the table?
Each row gives the recording date of the newest document its guide was written from. Anything recorded after that, such as an amendment that raises a fee, is not in the row. The association’s estoppel certificate, not this table, governs what is owed on a particular home.
Every guide, community by community: Florida HOA guides.