Office hours: Monday – Friday, 9:00 AM to 5:00 PM

Call 754.253.2270
Bayit Title

Florida counties we close in

We close throughout Florida, all 67 counties. Most of our files sit in Broward, Palm Beach, Miami-Dade, Hillsborough, Orange and Duval. The title work is the same statewide; what changes is local custom and local mechanics.

  • Office in Coral Springs, Broward County
  • Signings in office, mobile, or remote online
  • Underwritten by First American Title Insurance Company

Does the county change the price?

The premium doesn’t. Custom does.

Owner’s policy, $500,000
$2,575
Original rate, R. 69O-186.003(1)(a)
At the reissue rate
$1,530
Where the prior title was insured and conditions are met
Lender’s policy alongside
$125
Our charge; the rule’s minimum is $25

The promulgated premium is set by the Florida Office of Insurance Regulation under Fla. Stat. § 627.782, not by the agency. The schedule runs the same in Pensacola as it does in Key West, so there is nothing to shop for on that line.

Nor does the title work change. The search is read the same way, the commitment lists the same kinds of requirements, and the policy is the same form on the same underwriter’s paper.

The whole schedule is on the Florida title insurance calculator.

Who pays for the owner’s policy, county by county

Local custom, not law — and negotiable in the contract.

By local custom the buyer pays for the owner’s policy in 9 counties, Broward and Miami-Dade among them, and the seller in 46 counties, Palm Beach, Hillsborough, Orange and Duval among them; in the other 12 it varies.

Every county’s custom is on who pays for title insurance in Florida.

Documentary stamp tax, county by county

The same rate in 66 counties. Miami-Dade is the exception.

Deed stamps, 66 counties
70¢ per $100
$3,500 on a $500,000 sale
Deed stamps, Miami-Dade
60¢ per $100
Plus a 45¢ per $100 surtax unless single-family
On a mortgage, every county
35¢ per $100
Plus intangible tax, $2 per $1,000

The tax is the state’s, set by the Legislature — Fla. Stat. § 201.02(1)(a). Miami-Dade is the one county that does not pay the statewide rate: the 10-cent increase added in 1992 was never applied there, and it levies a surtax the other 66 do not — Fla. Stat. §§ 201.02(1)(a), 201.0205. Which side pays is decided by the contract, not the statute.

The Florida doc stamp tax calculator works it out for a specific price and loan.

Which office records, and how long it takes

The clerk of the circuit court, unless the county has placed the duty elsewhere.

That is the rule in Fla. Stat. § 28.222(1). The exceptions: in Broward County, the Broward County Records, Taxes and Treasury Division; and in Orange County, the Orange County Comptroller.

First page
$10.00
Then $8.50 a page
A 3-page deed
$27
Same at every office
A 25-page mortgage
$214
Same at every office

What recording costs is set by statute and charged by the page, the same at every office — Fla. Stat. § 28.24(13). How long a document takes to post is each office’s own. We publish an office’s own words on turnaround, or nothing — never an industry average. 22 of the 67 offices publish one, and its county page quotes it.

How the property appraiser publishes its records

It decides what an address estimate can read.

How the property appraiser and tax collector publish their records is each county’s own. In 20 counties the estimate finds the property from its address and reads its value off the published roll: Bay, Brevard, Broward, Columbia, Miami-Dade, Dixie, Flagler, Hamilton, Hendry, Hillsborough, Indian River, Lafayette, Lee, Leon, Liberty, Madison, Palm Beach, Suwannee, Volusia and Wakulla. Everywhere else it still names the county from the address, links to the appraiser’s record, and asks you to type the value in.

Each of those services was checked on September 22, 2026. They are other offices’ services, and they move.

Estimate closing costs from an address.

Our busiest counties

All 67 Florida counties

Every county has a page. Each county page states what the statute and the rule set, and holds back what only the recording office or this team can confirm.

Cities

A city page carries its county’s figures, addressed to the place.