Title search and title insurance
We search the record, examine it, and insure the title as an agent for First American Title Insurance Company.
- Title search
- Deeds, mortgages, liens, judgments and taxes of record, ordered the day the file opens.
- Examination
- A person reads the search and lists what must be cleared before closing.
- Owner’s and lender’s policies
- The commitment before closing and the policies after it, underwritten by First American Title Insurance Company.
In Florida the title insurance premium is promulgated by the Office of Insurance Regulation, so the premium is set by rate schedule. Estimate your premium with the Florida title insurance calculator, or see who pays for title insurance in your county.
Residential closings
Anything that could hold up closing reaches you in writing — not at the table.
- Search ordered day one
- The day the file opens, with one processor and one closer assigned.
- Read by a person
- Every search result is examined, not just passed along.
- Issues raised early
- Each one comes with what it would take to clear.
More detail on residential closings
Purchases, sales, refinances, new construction, condominium and HOA files, cash closings, out-of-state sellers, and foreign sellers subject to FIRPTA withholding. The search is ordered the day the file opens, read by a person, and anything that could hold up the closing goes to you in writing with what it would take to clear — not saved for the table.
Refinancing? Refinance title and closings in Florida
Commercial title
A commercial file is not a residential file with a larger number on it.
Office, retail, industrial, multifamily and vacant land — purchases, sales and financings.
- Entity work
- Entity searches, good standing, authority documents and resolutions.
- Policy & endorsements
- ALTA owner’s, loan and leasehold coverage, quoted line by line.
- Searches against the parties
- UCC, judgment and lien searches; tax, assessment and permit questions.
- Escrow on negotiated terms
- Holdbacks, staged disbursement, multiple lenders, assignment of leases.
Send us the contract and the entity names early. Authority documents and estoppels are the two things that most often decide whether a commercial closing holds its date.
More detail on commercial title
Office, retail, industrial, multifamily and vacant land, for purchases, sales and financings. A commercial file is not a residential file with a larger number on it, and the extra work is the point of hiring someone who does it regularly.
Entity work. Corporate, partnership and LLC searches, good standing, authority documents, and the resolutions the underwriter will want before it insures a signature.
The right policy and endorsements. ALTA owner’s and loan policies, leasehold coverage, and the endorsement set a commercial lender asks for, quoted line by line.
Searches against the parties. UCC, judgment and lien searches against the entities and principals on both sides, plus tax, assessment and permit questions.
Escrow on the negotiated terms. Holdbacks, staged disbursement, multiple lenders, assignment of leases and rents — held to what the parties actually agreed.
1031 exchanges
We run the closing side, with whichever intermediary you choose.
- Before
- The intermediary must be in place before the relinquished property closes.
- 45 days
- To identify replacement property.
- 180 days
- To acquire it. Both clocks watched by your closing team.
Exchange documents are ready before the settlement statement is cut, and proceeds go where they should. Tell us early. Whether to exchange, and whether the property qualifies, is for your CPA or tax counsel — we are not tax advisers.
Bayit Exchange Company is a separate company under different ownership, with no connection to us. The name is shared and nothing else is, which is worth stating rather than leaving the name to imply otherwise.
More detail on 1031 exchanges
A like-kind exchange under section 1031 lets an investor defer gain on the sale of investment or business property by acquiring replacement property through a qualified intermediary. The intermediary has to be in place before the relinquished property closes; once the seller has received or controlled the proceeds, there is no exchange left to structure.
We coordinate the closing with whichever qualified intermediary you choose: the exchange documents are ready before the settlement statement is cut, the proceeds go where they are supposed to go, and the 45-day identification and 180-day acquisition clocks are watched by the people holding the closing file.
Nothing about closing here depends on which intermediary you use. What we ask is only that you tell us early. We are not tax advisers — the decision to exchange, and whether the property qualifies, belongs with your CPA or tax counsel.
Escrow and settlement
Deposits, payoffs and proceeds, held in our trust account.
Disbursed on written instructions confirmed by voice.
Wire safety
We will never send you wire instructions by email and we will never email a change to instructions already given. If you receive something that appears to come from us with account details in it, call 754.253.2270 before acting on it.
Signing options
Three ways to sign, chosen file by file.
In-office signing
3301 N University Drive, Suite 100, Coral Springs.
Monday – Friday, 9:00 AM to 5:00 PM
Mobile signing
We send a notary to the signer. Arranged file by file, including outside office hours.
About mobile notary signings →Remote online notarization
Signed online with a Florida-commissioned online notary.
How remote online notarization works →
Signing from abroad? The seller is overseas. How do they sign a Florida closing?