Florida real estate transfer tax calculator
How much is the transfer tax in Florida?
Work out the transfer tax
Set by statute, in all 67 countiesTransfer tax on the deed
- Buyer
- $0.00
- Seller
- $3,500.00
Example: a $500,000 sale in Broward County.
On the deed
Not in it: the taxes on a mortgage, the title premium, recording, and every fee.
The short answer
Florida’s real estate transfer tax is its documentary stamp tax on the deed: 70¢ per $100 of the price, or part of $100 (0.7%), in every county but Miami-Dade, where it is 60¢, or $1.05 with the county’s 45¢ surtax on anything but a single-family residence. On a $500,000 sale that is $3,500. The Florida Realtors/Florida Bar “AS IS” contract puts it on the seller. There is no separate state or city transfer tax, and a mortgage is taxed on its own.
Source: Bayit Title, https://bayittitle.com/closing-costs/transfer-tax-calculator
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The transfer tax at common prices
| Sale price | Outside Miami-Dade | Miami-Dade | Miami-Dade, with surtax |
|---|---|---|---|
| $150,000 | $1,050 | $900 | $1,575 |
| $250,000 | $1,750 | $1,500 | $2,625 |
| $350,000 | $2,450 | $2,100 | $3,675 |
| $450,000 | $3,150 | $2,700 | $4,725 |
| $550,000 | $3,850 | $3,300 | $5,775 |
| $650,000 | $4,550 | $3,900 | $6,825 |
| $800,000 | $5,600 | $4,800 | $8,400 |
| $1,000,000 | $7,000 | $6,000 | $10,500 |
| $1,250,000 | $8,750 | $7,500 | $13,125 |
| $1,750,000 | $12,250 | $10,500 | $18,375 |
| $2,500,000 | $17,500 | $15,000 | $26,250 |
Deed: Fla. Stat. § 201.02(1)(a); Miami-Dade: Fla. Stat. §§ 201.02(1)(a), 201.0205; surtax: Fla. Stat. §§ 201.031, 125.0167. The surtax is charged unless what is conveyed is only a single-family residence.
What Florida calls it
A transfer tax, a deed tax, a conveyance tax or stamp duty elsewhere is in Florida the documentary stamp tax of chapter 201, charged on the deed when it is recorded and paid to the Department of Revenue through the clerk. The statute counts the whole consideration: the money paid, any obligation discharged, and the amount of any mortgage on the property whether or not the buyer takes it over, so a financed sale is taxed on the full price. The Department publishes its own guidance on the documentary stamp tax, with worked examples.
Miami-Dade’s rate is lower because the 10-cent increase of 1992 did not apply in a county that had adopted the 1983 act; the county levies its own surtax by ordinance, up to the rate the statute allows, and that surtax is the only county addition to the state tax anywhere in Florida. Lower than the rest of Florida because the 10-cent increase in ch. 92-317 was never applied here.
Who pays it
Chapter 201 makes the parties to the deed liable without saying which of them pays; the contract does. Paragraph 9(a) of the “AS IS” contract puts the documentary stamp tax on the deed, and any surtax, on the seller, which is the custom across the state. A contract drafted elsewhere is often silent on it: what a non-standard contract changes at closing. The seller sees it come off the proceeds on the seller net sheet.
The mortgage is taxed separately
The transfer tax is on the sale. A buyer who borrows also pays the documentary stamp tax on the mortgage, 35¢ per $100 of the loan, and a one-time intangible tax of $2 per $1,000, neither of which a seller or a cash buyer owes. The Florida doc stamp calculator prices both beside the deed, and the link under the card above carries this sale across to it.
Common questions
Does Florida have a real estate transfer tax?
Yes, under another name. Florida taxes the deed through its documentary stamp tax, which is what other states call a transfer tax, a deed tax or a conveyance tax: 70¢ per $100 of the price, or part of $100, in every county but Miami-Dade, where it is 60¢, or $1.05 with the county’s surtax. There is no separate state or city transfer tax; that surtax is the only county addition.
How much is the transfer tax in Florida?
0.7% of the price, counted on each $100 or part of one: $3,500 on a $500,000 sale. In Miami-Dade, $3,000 on a single-family residence or $5,250 with the surtax on anything else.
Who pays the transfer tax in Florida, the buyer or the seller?
By custom the seller. Paragraph 9(a) of the Florida Realtors/Florida Bar “AS IS” Residential Contract for Sale and Purchase puts the documentary stamp tax on the deed, and any surtax, on the seller; the statute makes the parties liable without saying which pays, so another contract can move it. The taxes on a new mortgage are the buyer’s, as the borrower.
Is the transfer tax the same as doc stamps?
On the deed, yes: “doc stamps” is what Floridians call the documentary stamp tax, and the tax on the deed is the transfer tax. The same tax is also charged on a mortgage, at a different rate, with an intangible tax beside it; those are on the doc stamp calculator, which this page’s link carries the sale across to.
Is there a transfer tax on a refinance?
No. A refinance conveys nothing, so there is no deed and no tax on one. The new mortgage carries the mortgage stamps, 35¢ per $100 of the loan, and the intangible tax.
Is it called stamp duty?
Not in Florida, though it is the same kind of tax: a stamp tax on the document that conveys the property, charged on the price. Florida calls it the documentary stamp tax and the Department of Revenue collects it when the deed is recorded.
Is the transfer tax charged on the whole price or on the part paid in cash?
On the whole consideration. Section 201.02(1)(a) counts the money paid or agreed to be paid and the amount of any mortgage or other encumbrance, whether or not the debt is assumed, so a sale financed in part is taxed on the full price.
What else is on the statement
The transfer tax is the largest tax on a Florida sale, but not the only cost. The title insurance calculator works out the promulgated premium, the Florida closing cost calculator puts the premium, the taxes and the recording on one card, and the buyer and seller closing cost pages show which side pays each line. A buyer from abroad selling later meets a different question: FIRPTA withholding.
Every rate on this page was read from the statute that sets it on September 14, 2026 and is linked to that section; paragraph 9(a) was read from the FloridaRealtors/FloridaBar-ASIS-7x form (Rev. 2/26) on October 8, 2026. This page is not tax advice.