Who pays for the owner’s policy in Levy County?
The seller customarily pays for the owner’s title policy in Levy County.
Owner’s policy The title policy that protects the buyer, issued for the full insurable value of the property, in a sale ordinarily the price. More in the glossary: Owner’s policy
Custom is not law. The purchase contract decides it, and in a negotiated deal either side can end up paying. Read the contract before assuming which line it falls on.
How the custom runs in the other counties is on who pays for title insurance in Florida.
What does title insurance cost in Levy County?
The same as anywhere in Florida — the premium is promulgated.
Premium The price of a title insurance policy. In Florida it is set by rule, applies throughout the state, and no one may knowingly quote, charge or collect a different one; it runs per $1,000 of coverage, in bands. More in the glossary: Premium
- Owner’s policy, $500,000
- $2,575
- Original rate, R. 69O-186.003(1)(a)
- At the reissue rate
- $1,530
- Where the prior title was insured and conditions are met
- Lender’s policy alongside
- $125
- Our charge; the rule’s minimum is $25
The Office of Insurance Regulation sets the premium by rule under Fla. Stat. § 627.782, and an owner’s policy is written for the full insurable value of the property. The Florida title insurance rates, both schedules, are printed in full on the calculator; what each side pays is on the buyer closing costs and seller closing costs pages.
More detail on what title insurance costs
The reissue rate applies where the owner’s or the seller’s own title was insured and the rule’s conditions are met. The rule sets $25 as the least a lender’s policy issued at the same time can be. That $25 is a minimum, not a price: Bayit Title charges $125 to issue the policy alongside the owner’s, and that is the figure the estimate prints. Where the loan is larger than the owner’s amount, the coverage above it adds the difference between the original rate at the loan amount and at the owner’s amount.
Read from Fla. Admin. Code R. 69O-186.003 on September 14, 2026. The rule was last amended January 27, 2002. Tell us if a figure here does not match what you are quoted and we will check it against the rule again.
Documentary stamp tax on a Levy County sale
The deed is taxed by the state, not by the county.
Documentary stamp tax Florida’s tax on documents, paid at the closing. More in the glossary: Documentary stamp tax
The deed rate here is the rate in 66 of the 67 counties — Miami-Dade is the exception. The stamps are charged on each part of $100, so they round up. Which side pays is decided by the contract, not the statute.
A cash closing carries neither mortgage tax. The Florida doc stamp tax calculator works it out for a specific price and loan.
More detail on documentary stamp tax
Deed stamps. 70¢ per $100 of consideration, or part of $100. Charged on each part of $100, so the figure rounds up, not down.
Mortgage stamps. 35¢ per $100 of the amount secured, or part of $100. The $2,450 cap in § 201.08(1)(a) is on the tax on a note or other written obligation to pay money. There is no cap on the tax on a mortgage recorded against Florida property.
Intangible tax. 2 mills on each dollar secured — $2 per $1,000. One time, on the obligation the mortgage secures.
Each figure was read from the statute that sets it on September 14, 2026 and is linked to its section. Which county ch. 83-220 describes comes from the Department of Revenue’s documentary stamp tax guidance. Rates change by act of the Legislature — if one of these no longer matches what you are being charged, tell us and we will correct it.
Recording in Levy County
Deeds and mortgages record with the Levy County Clerk of the Circuit Court and Comptroller.
Recording Entering a document in the county’s official records, which makes it notice to everyone. More in the glossary: Recording
- First page
- $10.00
- Then $8.50 a page
- A 3-page deed
- $27
- Same at every office
- A 25-page mortgage
- $214
- Same at every office
Set by statute and charged by the page — Fla. Stat. § 28.24(13) — so a Levy County deed and a Broward County deed of the same length record for the same money.
More detail on recording
Recording, first page: $10.00. $5.00 service charge, plus $1.00 to the Public Records Modernization Trust Fund, plus $4.00. Fla. Stat. § 28.24(13)(a), (d)1., (e)
Recording, each page after the first: $8.50. $4.00 service charge, plus 50¢ to the trust fund, plus $4.00. Fla. Stat. § 28.24(13)(b), (d)2., (e)
Indexing, per name over four: $1.00. Reached by a deed with several grantors, or by a mortgage naming a trust. Fla. Stat. § 28.24(13)(c)
The office’s own fee schedule covers the other things it does — certified copies, searches, its own e-recording arrangements — and a third-party e-recording vendor may add a fee of its own, which is not the office’s charge and not this.
Read from the statute on September 14, 2026. If a charge here no longer matches what you are being charged, tell us and we will correct it.
How Levy County records, in its offices’ own words
What the office that records deeds and mortgages says about how it works.
- Where to record
- Documents may be submitted for recording in person or by mail at the Levy County Courthouse; the Clerk asks that mailed documents include a self-addressed, stamped envelope for their return. Source: Where to record
- Foreclosure sales
- Foreclosure sales are held every Monday starting at 11:00 a.m. in the main courthouse lobby at 355 S. Court St. in Bronson. A sale is not held without a representative of the plaintiff present, and the winning bidder must return with the balance by 4:00 p.m. that same day. Source: Foreclosure sales
- Tax deed sales
- Tax deed auctions are held in person at the Levy County Government Center BoCC Meeting Room, 310 School St in Bronson, typically several times a year on scheduled dates. Source: Tax deed sales
Each line restates what the page linked beside it said when it was read, on October 7, 2026: a page of one of the county’s own offices, or one it links to. Offices change these pages without notice; on a file where one of them matters, ask us and we will check it again.
All Levy topicsNext Liens and charges that stay with the property
County liens, utility charges and assessments in Levy County
What the county’s offices and its code say about charges and liens a buyer can inherit.
- Unrecorded fine orders
- Levy’s Clerk records a code fine order only if the owner hasn’t complied, or hasn’t paid in full within 60 days after the affidavit of compliance is sent. Until then the order isn’t in the public records. Source: Unrecorded fine orders
- Fixed but unpaid
- Fixing the violation stops daily fines, but a recorded order stays a lien until every amount due is paid. The County Manager can negotiate a reduction after compliance, subject to the Board’s approval. Source: Fixed but unpaid
- Subdivision road assessments
- Every new subdivision approved since Levy’s service assessment ordinance took effect gets a municipal service benefit unit. Its lots are assessed for maintaining the internal roads the County accepts. Source: Subdivision road assessments
Each line restates what the page linked beside it said when it was read, on October 16, 2026: a page of one of the county’s own offices, or the county’s code. Offices change these pages without notice; on a file where one of them matters, ask us and we will check it again.
Building permits and safety inspections in Levy County
What the county’s building officials publish about permits and building inspections.
- Road impact fees
- The road impact fee is paid before a building permit issues, and the duty to pay it runs with the land. Source: Road impact fees
- School fee exemptions
- A house that skipped the school impact fee as affordable housing carries deed restrictions for eight years from its certificate of occupancy. If it stops qualifying in that time, the fee then in effect becomes due. Source: School fee exemptions
- Permit transfers
- An active building permit can pass to a new applicant with the holder’s notarized authorization, for 25 percent of the original permit fees. Source: Permit transfers
Each line restates what the page linked beside it said when it was read, on October 16, 2026: a page of the county government, one it links to, or the county’s code. Offices change these pages without notice; on a file where one of them matters, ask us and we will check it again.
Law particular to Levy County
What the county’s charter, its code or a Florida law sets for Levy in particular.
- Family homestead lots
- A family homestead lot must become the relative’s homestead within ten years and stay homestead for five. If not, it is an unlawful lot of record, and selling it outside the family takes a County transfer certificate, allowed only in limited cases. Source: Family homestead lots
- Lot split certificates
- A lot split needs legal access to a public road, directly or by a recorded road or easement at least 30 feet wide. Once the owner signs, the County records a lot split certificate naming the new lot that may be created by deed. Source: Lot split certificates
Each line restates what the page linked beside it said when it was read, on October 16, 2026: the county’s charter or code, a page of the county government, or the Florida Constitution. Offices change these pages without notice; on a file where one of them matters, ask us and we will check it again.
How Bayit Title handles a Levy County file
Opened by the same four people who close it.
We order the search, examine what comes back, and put anything that could hold up the closing in writing — with what it would take to clear it — rather than waiting for it to surface at the table.
Wherever the signer is
We send a notary to the signer, including outside office hours.
About mobile notary signings →Remote online
Signed online with a Florida-commissioned online notary.
How remote online notarization works →
Each kind of file has a page of its own: home purchases and sales, refinances and commercial title. Everything we handle is on title, escrow and closing services in Florida.